Clifford Schimek, Florida's Auto Insurance Authority
Expert in Florida Auto Insurance, Florida FR-44 and SR-22 Form Filings.
Family Owned & Providing Personalized Service
I want to be your Florida insurance agent.
Clifford Schimek, Florida Auto Plus Insurance.
As the owner of Florida Auto Plus Insurance agency,
"I stand behind our clients and go the extra mile.”  
Clients enjoy a higher level of personal attention and
first class service that most other agencies simply
cannot match.
I want to be your personal Florida
auto insurance agent and earn your trust and
respect.

Keep the best combination of coverage, service,
privacy, and price for life.
Florida Auto Plus
Insurance agency never stops working for you.
We go the extra mile when other companies stop short.
Florida auto insurance is our specialty.
Florida owned & operated for over 20 years.
Clifford Schimek, Florida Auto Plus Insurance
9742 Banyan street Miami, Florida 33157
Clifford Schimek, Florida Auto Plus Insurance
Clifford Schimek - Ezine Expert Author

Money Saving Tips Do Not Always Apply to Insurance.
Spend less and save more is a mantra often repeated in today's economy. When it comes to saving money,
insurance can be tricky. How insurance is distributed and the price for a policy determined is not as obvious as other
products and services. Educated, clever consumers receive a better value for their insurance dollar.

Car Insurance Company Quotes - Potential Hazards Begin Here.
Here are just a few of the common problems people encounter everyday with their auto insurance. The best way to
minimize situations like these, and others, is to expand your knowledge. Educated, clever consumers are less likely to
be victimized.

Auto Insurance - Accidents and Your Top Ten Requirements.
Your actions after being involved in a car accident causing serious injury should differ than one where there are no
injuries or minor property damage. Immediate first aid and acquiring professional medical attention for injured
persons should be the main focus after a serious accident. Regardless of the injuries or damages sustained in an
auto accident, remaining calm is helpful. Intense emotions such as panic or anger are unhelpful after an accident.

Cheap Car Insurance - Pros and Cons of Different Provider Types.
When shopping for the cheapest rate, consider all the established ways auto insurance is provided. Prices for
insurance vary dramatically from different companies and for different options.

Auto Insurance For Less - Progressive Direct Or Progressive Independent Agent.
Why pay more from the same company for an auto insurance policy. Make a well informed choice when considering
Progressive as your auto insurance company.

SR-22 Florida Auto Insurance Basic Information.
Common misconceptions of Sr-22 Florida auto insurance abound. Residents of Florida requiring an SR-22 should
learn the basics.

Are You Covered by Your Auto Insurance Policy After This Type of Accident Or Loss?
Am I covered? This is a question asked by Florida auto insurance policyholders everyday after an accident or loss.
Learn what is, and what is not, covered by your policy in common situations.

How Local Independent Insurance Agents Provide Unique Customer Service.
An independent insurance agent's success depends on exceeding their customers' expectations. Whether it's filing a
claim, reviewing coverage, or searching for a lower cost alternative the independent agent is in a unique position to
provide exemplary service.

Automobile Accidents - Does an Auto Insurance Company Require a Police Report?
The circumstances and severity of an auto accident or loss determines the necessity of a police report. All auto
insurance policies are similar regarding the insured's duties after an accident or loss.

Florida Drivers Convicted of DUI Must Submit Form FR-44 to the Bureau of Financial Responsibility.
Fr-44 is the name of the form used by insurance companies, in Florida, to submit evidence of liability insurance for
persons convicted of driving under the influence (DUI). The Fr-44 form replaces the Sr-22 form previously required
for persons convicted of a DUI.

A Flood Insurance Policy is Often Misunderstood by Homeowners and Renters.
Water damage and flood damage are considered two different types of hazards. All homeowner insurance policies
exclude coverage in the event that damage was caused by flooding.

Benefits of a Renters Insurance Policy For Tenants.
Many tenants are unacquainted with the benefits of a renter's insurance policy. All of the hazards a property owner
may encounter can also impact a tenant.

Low Cost Auto Insurance - A Lifetime Strategy.
Keeping your personal car insurance price up-to-date with the best rate requires frequent monitoring and adjusting.
The price for insurance is determined by evaluating numerical data for the probability of an event resulting in loss.
Today's software and processors analyze data at lightning speed enabling insurance companies' the flexibility to
make changes frequently.

Commercial Auto Insurance Or Personal Car Policy - The Choice is Not Always Obvious.
Commercial or business auto insurance policies are very similar to personal or private passenger auto insurance
policies. In some instances a private passenger auto insurance policy with an optional endorsement to include
coverage for business (artisan) use is sufficient.

Car Insurance Rates - Learn the Basics First.
Here is a basic "how-to" guidebook for purchasing auto insurance. The essentials of selecting coverage options,
comparing rates, choosing a company and agent, completing the application and reviewing your policy are outlined.

Auto Insurance Claim Information.
Understanding basic claim information promotes policyholder satisfaction after an accident or loss. The information
provided here will help minimize the negative impact of any loss or accident relating to your automobile.

Car Insurance Quote Comparison - Questions With Answers.
Common questions about buying car insurance are answered. Information here will assist you in a successful car
insurance policy purchase.

Florida No Fault Auto Insurance - Personal Injury Protection (PIP) Required - Questions With Answers.
Owners of Florida registered motor vehicles are required to maintain a car insurance policy for that vehicle. Minimum
mandatory auto insurance coverage as prescribed by Florida's Motor Vehicle No Fault law includes Personal Injury
Protection (PIP). Understanding this required and valuable coverage will help make the Florida car insurance policy
experience, at time of purchase and when a claim occurs, a successful one. Many questions about PIP are answered
here.

Miami Car Insurance Quotes and Rates in Florida Are Unique.
A combination of factors are responsible for making Miami car insurance quotes and rates unique from any other
city. Not all the aspects outlined are exclusive to Miami, however, the combination of them make Miami unique. These
are some of the reasons that make car insurance in Miami costly.

Auto Insurance Companies and Policyholders Agree by Contract.
The auto insurance policy, like any other legal contract, should be reviewed carefully by the policyholder. The
documents that comprise the contract are the declarations page and the policy jacket (booklet).

Cheap Car Insurance Quotes - Look Past the Hype For Good Value.
Cheap car insurance quotes can save you hundreds of dollars. Why trade the money you save for a bunch of
headaches? Being prepared and cautious, along with a little investigating, will mean "smooth sailing" to the bank with
your savings.

Car Insurance Company Quotes - Estimate a Policy Premium.
Car insurance quotes are not "fixed in stone." Shopping well in advance of an expiring policy will greatly diminish the
chance of a premium adjustment after a policy has been issued (supplied). Once a policy is issued, and coverage
begins, the premium due will reflect the state approved rate which does not always match the quoted price.

Progressive Car Insurance Company Quotes Include Rate Comparison.
Comparing rates is a key element for the consumer when deciding which company to buy car insurance from.
Progressive has developed computer software that enables them to present accurate quotes from competitors to
their prospects. Smart consumers who want to save money know to compare rates. Progressive makes it easy.

Florida FR44 Auto Insurance Filing Fee is Not the Only Related Insurance Cost For DUI Drivers.
Increased coverage, point surcharge, rate tier assessment, and filing fee combine to skyrocket the policy premium
(price) for DUI drivers. This unfortunate circumstance raises the "stakes" for a car insurance policy. A knowledgeable
consumer has an advantage over the uninformed shopper.

FR44 Auto Insurance Filing For DUI Drivers in FL and VA is Fast and Efficient With the Right Company.
DUI is one of life's unexpected challenges. A company capable of filing form FR44 instantly will help to reinstate your
license quickly after purchasing the required insurance. The DMV will not reinstate a driver license until FR44 form is
filed with the State.
Call us today, you'll be glad you did.
1-877-WIZ-AUTO
(949-2886)