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Florida Car Insurance, we make shopping simple.
Learn the Basics of Florida Car Insurance
Choosing carefully car insurance in Florida can save hundreds of dollars and avoid hassles year after year. Clever
and entertaining advertisements entice many consumers, however, do nothing to educate them. We believe that
accurate, understandable information empowers consumers to make sensible decisions. A well-informed buyer is
the target customer for Florida Auto Plus Insurance agency. Our “catchy” phone number, 1-877-WIZ-AUTO, and
easy to navigate Web site are designed to assist, inform and encourage Florida car insurance consumers to select
a policy that is best for them.
The Auto Insurance Contract
The Florida car insurance policy is a legally binding contract. A small booklet (policy jacket) contains the provisions
common to all policies from a particular company and formal statements (declarations page) outlining the specifics of
a particular policy combine to form the car insurance contract. Like many different types of legal contracts these
documents are difficult to read and confusing. The easy to read information provided here will assist in
comprehending your car insurance policy. Any additional clarification or specific questions regarding your policy will
be answered by calling 1-877-WIZ-AUTO.
Policy Coverage Options
Educating yourself about the various Florida car insurance coverage options will assist in making selections that are
best for you. Many policyholders, after and accident or loss, regret not having chosen more coverage. Other
policyholders become furious when additional coverage options were not offered or explained to them. This section
of our Web site “breaks down” the Florida car insurance coverage options.
Discounts Save You Money
Reducing the base price of your car insurance policy through discounts is an important aspect of securing the
lowest price. Many reductions are automatic, such as, vehicle safety features that are standard equipment and safe
driver discounts that are indicated by the Motor Vehicle Report (MVR). Other discounts are not applied
automatically, such as, low annual mileage or good student. Learning and inquiring about all available discounts will
help avoid “missing out” on money saving opportunities.
Claims Information You Should Know
What to do before an accident or loss and what to do after an accident or loss is discussed here. Most everyone at
one time or another will need to submit a claim to their Florida car insurance company. Learning the claims process
and what is required of you will help reduce stress and expedite settlement.
Florida’s Insurance Law
The Florida no fault insurance law mandated by Florida’s Department of Highway Safety and Motor Vehicles
(DHSMV) agency prescribes minimum mandatory coverage for vehicles registered in the state. The coverage
requirements are explained in this section of our web site.
SR22 Insurance
SR22 is the name of the form submitted by insurance companies, on behalf of policyholders, to Florida’s Bureau of
Financial Responsibility indicating Bodily Injury Liability coverage. This is required coverage for drivers who meet
certain criteria. Our car insurance Florida SR22 page provides all the information necessary to be in compliance.
FR44 Insurance
FR44 is the name of the form which indicates to the Bureau of Financial Responsibility that the policyholder has met
the raised bodily injury limit requirement (100/300/50) after a DUI. This section of our web site will answer all of your
questions regarding form FR44.
Commercial Vehicle Insurance
Car insurance in Florida for a business requires a policy designed specifically for that purpose. There are risk
exposures for a business that are not addressed in the private passenger car insurance policy. This section of our
Web site is devoted to assisting the business owner in making the most suitable choices for their company.
Florida Insurance Glossary
Words from “A to Z” associated with the insurance industry are clearly defined in our glossary. This important tool
was created to assist whenever a word that you come across in the policy booklet, declarations page, this Web site
or wherever else is confusing.
Get a Quote
Searching for comparative rates is safe, easy and hassle free with Florida Auto Plus Insurance. A licensed,
professional, family member is waiting to take your call to 1-877-WIZ-AUTO and provide a price comparison for your
Florida auto insurance. Call today and lower your car insurance cost for life. Searching for car insurance Florida,
look no further.
Authorizing an agent to conduct insurance transactions
on your behalf is worthy of careful consideration. The
level of service provided by different agents is
as varied as the price of a Florida car insurance
policy from different companies. Being advocates
for our policyholders through every phase of the auto
insurance process is our passion. Exceeding customer’
s expectations by implementing strategies that ensure
accuracy, lowers premium and avoids hassles is the
driving force behind our success. Saving money is
an experience our policyholders enjoy for a
lifetime.
Florida Auto Plus Insurance Agency
1-877-WIZ-AUTO (949-2886)
March 10th, 2010
Understand the different terms used in this state.
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Question of the day: March 10th, 2010 - Have a good day!
What happens if i get pulled over and have no insurance?
The Florida Department of Highway Safety and Motor Vehicles has the authority to suspend your driving priveledges,
including your vehicle tag and registration. Your license will remain suspended for up to three years, or until proof of
insurance is provided, whichever comes first. A reinstatement fee of $150 up to $500, for subsequent violations, must
be paid in addition to your proof of current coverage to lift the suspension. If your license is suspended due to a DUI,
an FR-44 filing is required for reinstatement.
Question of the day archive
"Welcome, thanks for calling" - Wally
www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)
Learning all about coverage options and discounts is
critical for consumers searching for good value.
Reading your policy or insurance contract and
learning about claims procedures before a mishap
occurs will greatly reduce stress. Whether you need
the minimum Florida No Fault insurance, an SR-22,
or FR-44, we can help you. It’s perfectly all right if you
don’t want or need a Florida car insurance quote and
you have a question…just give us a call.