|Florida Insurance Glossary Terms "W,X,Y,Z"
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Waiver of Subrogation: When an insurer waives their right to collect money from the responsible party .
Warranty: A written guarantee of some product or service.
Write: Term used to indicate the transaction of insurance through an application.
Written Premiums: The accumulated premiums of a specific book of business (see book of business).
X-Date: Denotes the date of an expiring policy. Agents often times accumulate X-dates as a source for
prospecting new clients at opportune times.
Yacht: An expensive sea vessel. Insurance for yachts is a highly specialized field.
Youth Operators: Companies refer to young drivers as youthful operators. Car insurance for young drivers in
Florida can be very expensive. Many times our agency experiences customers excluding their children instead of
including them on their policy to avoid high premium rates.