Florida No Fault auto insurance prescribes the
minimum car insurance requirements for vehicle
owners. Budget constraints force many policyholders
to reduce or eliminate coverage options to a minimum.
Insurance companies automatically file electronic
reports to the state indicating polices that are not
active. Driver licenses, tags and registrations are
canceled by the state when the required insurance is
not maintained. Reinstatement fees are $150.00 for the
first offense, $250.00 for a second offense and $500.00
for subsequent offenses. Avoid penalties and
hassles by calling 1-877-WIZ-AUTO.
Shopping for Florida Car Insurance?
We're here to make life a little easier.
minimum car insurance requirements for vehicle
owners. Budget constraints force many policyholders
to reduce or eliminate coverage options to a minimum.
Insurance companies automatically file electronic
reports to the state indicating polices that are not
active. Driver licenses, tags and registrations are
canceled by the state when the required insurance is
not maintained. Reinstatement fees are $150.00 for the
first offense, $250.00 for a second offense and $500.00
for subsequent offenses. Avoid penalties and
hassles by calling 1-877-WIZ-AUTO.
Shopping for Florida Car Insurance?
We're here to make life a little easier.
Florida No Fault Insurance, what you need to know.
Is Florida a no fault state for auto insurance? Yes!
Individuals that are injured in automobile accidents in No-Fault states are compensated by their own and
compensate injured parties quickly and efficiently. On January 1, 1972 Florida became the second state to adopt a
No-Fault automobile insurance plan. Proponents of this system believe; 1. Compensation is provided to victims
quicker than in a tort system 2. The cost of insurance would be lower. Both of these benefits (in theory) are realized
primarily by a reduction in litigation. At this time twelve states, including Florida, have some type of No-Fault statute.
Florida No Fault Auto Insurance Facts for Minimum Requirements
The Florida No Fault Law has set the minimum car insurance requirements in this sate since 1971. The mandate
requires vehicle owners to maintain a Personal Injury Protection (PIP) and Property Damage Liability (PD) policy for all
their registered vehicles. The insurance must be maintained throughout the registration period.
In Florida, the required coverage limit for PIP is $10,000. The insurance pays, regardless of fault, for 80% medical
expenses, 60% lost wages, and $5,000 in funeral expenses. Covered persons are the policyholder and other listed
drivers. The required limit for PD is $10,000 and is a benefit that pays for another persons property, such as their car,
if you are at fault in an accident.
Vehicle owners must show proof of insurance at each registration interval. Proof must be carried at all times while
driving the car. Insurance companies are required to notify the DMV when a policy is canceled or not renewed.
Failure to comply will result in driver license and vehicle registration being cancelled. Fees for a Florida license
reinstatement due to no car insurance range from $150 to $500.
Florida is the only No-Fault state without a Bodily Injury Liability (BI) coverage requirement. Many insurance
companies will not issue a policy limited to PIP/PD unless BI is also purchased. Your auto insurance policy must be
placed by a licensed Florida agent with an insurance company licensed to sell policies in Florida. Policyholders can
not cancel their policy in the first 60 days unless other insurance is acquired or the vehicle registration is surrendered.
Start saving money today.
Learn the basics before purchasing Florida auto insurance.
Educated decisions are superior to emotional choices. Humor, sentiment, and fear are the bait used in commercials
to attract uninformed consumers. We believe that knowledge empowers individuals to choose wisely. A
effectively assist customers in making an educated decision.
Learn about the automobile insurance contract
The policy jacket and declarations page combine to form the auto insurance contract. The details common to all
policies are provided in the policy jacket. Some of the information includes definitions, duties after a loss,
general exclusions, and much more. They are confusing, difficult to read and resemble a small print disclaimer on an
advertisement. The details specific to a particular policy are provided in the declarations page. Some of the
information includes policy number, policy period, year make and model of vehicles, name and address of the
policyholder and agent, and much more. Declaration pages also include symbols and classifications which resemble
secret codes that are utilized to determine the premium. The user friendly information provided here will help
you save time and money.
Understand your coverage options
Understanding the different coverage options available on a Florida automobile insurance policy will assist you in
making selections that are right for you. The consequences of selecting inadequate or inappropriate
coverage can potentially be devastating. Bodily injury and property damage liability, comprehensive, collision,
uninsured motorist, towing, rental, and medical payments are explained clearly and completely in this section.
Money saving discounts can save you more than you think
Not all discounts are as obvious as airbags, seatbelts and anti theft devices. What to look for, ask about, and how
to ensure you receive all the available discounts is discussed here within our site. If you have any further
questions regarding discounts, please feel free to pick up the phone and simply ask us.
Claims information you should know
Your actions after an accident or loss help determine how quickly and fairly a claim will be settled. What to do and
what not to do after an unfortunate mishap is the advice found here. How to prepare before an accident or
loss is also provided. Make things easier in a stressful situation by familiarizing yourself with this section.
Florida's auto insurance law
The Florida no fault insurance law is the minimum mandatory coverage for Florida residents. What exactly
the requirements are and who must abide by them is knowledge every Florida resident should know.
Florida Auto insurance glossary
The insurance industry jargon can be quite confusing. Find the definition you need to understand completely
what you read about in the declarations page, policy jacket, this website and anywhere else.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Get a quote
Comparison shopping is easy and safe with Florida Auto Plus Insurance. 1-877-WIZ-AUTO connects you to
a licensed professional specializing in Florida car insurance.
Call today and lower your car insurance cost for life.
Is Florida a no fault state for auto insurance? Yes!
Individuals that are injured in automobile accidents in No-Fault states are compensated by their own and
compensate injured parties quickly and efficiently. On January 1, 1972 Florida became the second state to adopt a
No-Fault automobile insurance plan. Proponents of this system believe; 1. Compensation is provided to victims
quicker than in a tort system 2. The cost of insurance would be lower. Both of these benefits (in theory) are realized
primarily by a reduction in litigation. At this time twelve states, including Florida, have some type of No-Fault statute.
Florida No Fault Auto Insurance Facts for Minimum Requirements
The Florida No Fault Law has set the minimum car insurance requirements in this sate since 1971. The mandate
requires vehicle owners to maintain a Personal Injury Protection (PIP) and Property Damage Liability (PD) policy for all
their registered vehicles. The insurance must be maintained throughout the registration period.
In Florida, the required coverage limit for PIP is $10,000. The insurance pays, regardless of fault, for 80% medical
expenses, 60% lost wages, and $5,000 in funeral expenses. Covered persons are the policyholder and other listed
drivers. The required limit for PD is $10,000 and is a benefit that pays for another persons property, such as their car,
if you are at fault in an accident.
Vehicle owners must show proof of insurance at each registration interval. Proof must be carried at all times while
driving the car. Insurance companies are required to notify the DMV when a policy is canceled or not renewed.
Failure to comply will result in driver license and vehicle registration being cancelled. Fees for a Florida license
reinstatement due to no car insurance range from $150 to $500.
Florida is the only No-Fault state without a Bodily Injury Liability (BI) coverage requirement. Many insurance
companies will not issue a policy limited to PIP/PD unless BI is also purchased. Your auto insurance policy must be
placed by a licensed Florida agent with an insurance company licensed to sell policies in Florida. Policyholders can
not cancel their policy in the first 60 days unless other insurance is acquired or the vehicle registration is surrendered.
Start saving money today.
Learn the basics before purchasing Florida auto insurance.
Educated decisions are superior to emotional choices. Humor, sentiment, and fear are the bait used in commercials
to attract uninformed consumers. We believe that knowledge empowers individuals to choose wisely. A
effectively assist customers in making an educated decision.
Learn about the automobile insurance contract
The policy jacket and declarations page combine to form the auto insurance contract. The details common to all
policies are provided in the policy jacket. Some of the information includes definitions, duties after a loss,
general exclusions, and much more. They are confusing, difficult to read and resemble a small print disclaimer on an
advertisement. The details specific to a particular policy are provided in the declarations page. Some of the
information includes policy number, policy period, year make and model of vehicles, name and address of the
policyholder and agent, and much more. Declaration pages also include symbols and classifications which resemble
secret codes that are utilized to determine the premium. The user friendly information provided here will help
you save time and money.
Understand your coverage options
Understanding the different coverage options available on a Florida automobile insurance policy will assist you in
making selections that are right for you. The consequences of selecting inadequate or inappropriate
coverage can potentially be devastating. Bodily injury and property damage liability, comprehensive, collision,
uninsured motorist, towing, rental, and medical payments are explained clearly and completely in this section.
Money saving discounts can save you more than you think
Not all discounts are as obvious as airbags, seatbelts and anti theft devices. What to look for, ask about, and how
to ensure you receive all the available discounts is discussed here within our site. If you have any further
questions regarding discounts, please feel free to pick up the phone and simply ask us.
Claims information you should know
Your actions after an accident or loss help determine how quickly and fairly a claim will be settled. What to do and
what not to do after an unfortunate mishap is the advice found here. How to prepare before an accident or
loss is also provided. Make things easier in a stressful situation by familiarizing yourself with this section.
Florida's auto insurance law
The Florida no fault insurance law is the minimum mandatory coverage for Florida residents. What exactly
the requirements are and who must abide by them is knowledge every Florida resident should know.
Florida Auto insurance glossary
The insurance industry jargon can be quite confusing. Find the definition you need to understand completely
what you read about in the declarations page, policy jacket, this website and anywhere else.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Get a quote
Comparison shopping is easy and safe with Florida Auto Plus Insurance. 1-877-WIZ-AUTO connects you to
a licensed professional specializing in Florida car insurance.
Call today and lower your car insurance cost for life.
| Florida No Fault Insurance, need to know. Florida Auto Plus Insurance Agency - Florida's trusted auto insurance professionals. Car Insurance Specialists & Florida Independent Agents |
Florida Auto Plus Insurance, Simply the best.
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com No one knows Florida No Fault Insurance like we do.
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com No one knows Florida No Fault Insurance like we do.
| Be Sure to Visit our Resource Guide to learn even more Cheap Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
"Welcome, thanks for calling" - Wally
www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)
Florida Auto Plus Insurance
1-877-WIZ-AUTO (949-2886)
1-877-WIZ-AUTO (949-2886)
We provide maximum service with our minimum
coverage car insurance polices. Everyone deserves
individual and thorough attention when shopping for car
insurance no matter what the size of the policy premium
being charged.
coverage car insurance polices. Everyone deserves
individual and thorough attention when shopping for car
insurance no matter what the size of the policy premium
being charged.