Florida Auto Insurance, important claims information.
Florida Auto Plus Insurance Agency - Florida's Auto Insurance Authority.
Car Insurance Specialists & Florida Independent Agents
Florida Auto Plus Insurance
1-877-WIZ-AUTO  
(949-2886)
Claims Information, you need to know.

An unexpected incident involving your automobile causing physical damage or bodily injuries can be very stressful
and upsetting.  
The information provided here and the corresponding links to additional details will help
minimize the negative impact of any loss or accident relating to your automobile.
 A financial, material or
any other type of loss involving your vehicle is the primary reason for maintaining your Florida auto insurance
policy.  Understanding the process promotes policyholder satisfaction after a claims experience.  

Before an accident or loss
Preparation before an accident or loss happens will assist you during the claims process and ease stress.  Pencil
and paper in your vehicle to record names, addresses, and tag numbers, facts of the accident or loss
and to facilitate exchange of insurance information is essential.
 A disposable camera is very useful in
documenting the scene of an accident.  Have your auto insurance policy identification card available.  Know what
coverage your auto insurance policy affords and what actions are required of you after an accident or loss.

After an accident or loss
Remain calm.  Panic or anger after an incident will be obstructive.  In a serious accident involving injuries
immediate life saving first aid and dispatch of police and ambulance is paramount.  
For all accidents involving
other vehicles exchange of insurance information is critical.
 Names and phone numbers of witnesses for
any type of loss may assist your insurance company in the settlement of a claim.  Notify your insurance company as
soon as possible.

The claims process
After completing the required proof-of-loss forms your insurance company has 30 days to notify you, in
writing, if they intend to deny or investigate a claim.
 Once an agreement for settlement to repair or replace
the vehicle is signed the insurance company must pay within 20 days.  It is the sole decision of your auto insurance
company to settle or defend any law suit brought about by property damage or bodily injury you cause in a motor
vehicle accident.  

Settling your claim  
Before starting any repairs make sure your auto insurance company confirms coverage.  
The Florida auto
insurance policyholder has the right to utilize any mechanic or automobile body repair shop.
 Most
Florida auto insurance companies maintain a network of pre-approved facilities.  Using such a facility may help
expedite repairs since a trusting relationship has been established between the repair shop and the insurance
company.  Insurance companies will typically guarantee repairs made when an in network repair shop is used.

Company’s right to reimbursement (subrogation)
If you are in an accident and the other driver is deemed to be at fault your insurance company has the
right to recover the amount of damages it paid from the at fault party.
 Any deductible you paid may also be
recovered and returned to you.  It is the sole decision of your Florida auto insurance company to seek
reimbursement from the individual at fault or their insurance company.

Claims Questions - Find out what questions others are asking concerning auto insurance claims.

Progressive Claims - Filing a Progressive claim couldn't be easier.

Mercury Claims - Mercury makes it simple to file a claim.

Travelers Claims - Total auto protection under the umbrella of Travelers.

21st Century Claims - Simple, fast and hassle free, 21st Century makes filing a claim effortless.
Clifford J. Schimek - Lower your car insurance cost for life.
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”  
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.  
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Maintaining a policy does not prevent the likelihood
of a driver incurring an accident or loss, multiple
times, over the course of a lifetime.  
Understanding
what protection your policy affords prior to an
incident will reduce stress by avoiding any
unpleasant surprises.  
Your policy is designed to put you back in the same
financial condition as you were before the incident
not a better one.  The consequences of submitting a
claim (increased premium) for a minor mishap may
not be in your best interest.  
When in doubt
consult your Florida insurance agent first.
Florida Auto Plus Insurance, Simply the best.
Local map and directions:
9742 Banyan Street Miami, Florida 33157

Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com   
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1-877-WIZ-AUTO (949-2886)