Florida Auto Insurance, lower quotes are finally here.
Shopping for a Florida Car insurance Quote?  We're here to make life a little easier Florida.
Car Insurance Specialists & Florida Independent Agents
Like specialized physicians, we are experts in our field. Focusing on our area of expertise enables us
to provide unmatched value for
Florida car insurance, SR22 required coverage and FR44 form filing.  Lower
prices are just the beginning in our
locally owned and operated agency.  You will experience award winning customer
care too. You won’t be sitting on hold waiting to speak to someone when you call us.
It's time for a change.

We're here when you need us, so just give us a call for the lowest automobile rates in the state.

Real service from real people
We are 100% locally family owned and operated.  Our easy to remember toll free number connects you directly to a
licensed, knowledgeable, family member every time.  You will never connect to an automated telephone attendant
because we value your time and your business. Be sure to check out "
Why Choose Us"?

We care…We listen…We help.  Call now and put your mind at ease.

Enjoy a hassle free experience
We believe clients have a right to a hassle free experience.  We are dependable, conscientious, and loyal to our
clients during every part of the hassle free process.  Accurate attention to each detail, meticulous record keeping of
all information and comprehensive communication, guarantees the hassle free experience.  Customers actively refer
people they care about to our agency.  Our reputation for excellent service is well known.    

We're here to help
Many agencies and websites offer a wide variety of products to people who live everywhere.  More products offered in
more locations do absolutely nothing to enhance value for the consumer.  We live, learn, work, and play in this state.  
We focus our attention and energy for the benefit of fellow Floridians.
We are well informed and up-to-date with all of Florida's top issues.  
Qualified, prepared, and motivated to help our hometown neighbors is our privilege.

Clifford J. Schimek  
As the proud owner of the agency, "I stand behind our clients and go the extra mile.”  
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.  
I want to be your personal automobile agent and earn your trust and respect.
**Be sure to read a few insurance articles written and published by Clifford Schimek.
SR-22 Florida Auto Insurance Basic Information
Money Saving Tips Do Not Always Apply to Insurance
Florida Drivers Convicted of DUI Must Submit Form FR-44 to the Bureau of Financial Responsibility

Learn the basics before making a purchase - Education is power.
Educated decisions are superior to emotional choices.  Humor, sentiment, and fear are the bait used in television
commercials to attract uninformed consumers.  We believe that knowledge empowers individuals to choose wisely.  A
careful decision is what motivates our customers to choose us.  Our agency is dedicated to providing resources that
effectively assist customers in making an educated decision.  Remembering our toll free number or navigating our
website is easy.  Both are pathways to information you need and deserve to choose wisely.

Question of the day: February 9th, 2010 - Have a good day!
"Full Coverage"- I frequently hear the term used loosely, but what exactly is it?
First thing to know is that there really is no such thing as 'full coverage." It is just a term (liberally used) referring to
physical damage coverage, aka- comprehensive and collision. 'Collision' covers damage incurred in a collision with
another object (such as another vehicle). 'Comprehensive' covers damage to your vehicle from vandalism, theft, fire,
and other causes. If you are leasing or financing your vehicle, this coverage is mandatory per the
lien holder (the
entity that collects payments on the vehicle). There is a deductible associated with both of these coverages. The
higher your deductible, the lower your rate. It's good to know as much as you can about your
policy contract,
coverages, and deductibles, before shopping around. Call for a quote now, and see just how much you can save.
Question of the day archive

Understand the different terms used in this state.  
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

Florida Auto Plus Insurance, the first place to call for an affordable quote.
Local map and directions:
9742 Banyan Street Miami, Fl  33157

It's easy to remember
1-877-WIZ-AUTO (949-2886)
www
.WizardInsurance.com
Florida quotes for all drivers.
We are Independent insurance agents offering
personalized service and choice from among the best
companies.  Once you’re a client, we never take it for
granted that
renewal rates offered are automatically the
lowest.  Frequent shopping to find better quotes is
continuous and adds up to
BIG savings long-term.
Be Sure to Visit our Resource Guide to learn even more
Cheap Car Insurance  |  Claims  |  Coverage Options  |  Discounts  |  Policy  |  The Law  |  No Fault Insurance
Fort Lauderdale  |  Jacksonville  |  Miami  |  Orlando  |  St. Petersburg  |  Tallahassee  |  Tampa
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Florida Auto Plus Insurance Agency
1-877-WIZ-AUTO
(949-2886)
February 9th, 2010
Local auto insurance in Florida cities throughout the
State is our specialty, and all drivers are respected
regardless of their situation.  Life happens; we’re not
here to judge you.  We assist residents with
Florida DUI
insurance and provide a binder for insurance and
payment plan options with our quote.
“Ultra preferred” drivers find the best rates here too and
we’re always on the “lookout” for a
lower car insurance
quote at renewal.   We follow a five step strategy that will
keep your Florida auto insurance cost low for life. Join us
for a better rate now and stay for the genuine service
and ongoing commitment.  We want to help you.  
Take Notice:
Homeowners with policies from Magnolia Insurance
Company are all receiving
Non-Renewal Notices
beginning with policies expiring in March. The notice is
also sent to all insurance
agents of record and any
mortgagee on the insured property. Policyholders are
advised to contact their insurance agent immediately.
Many companies that participate in Florida’s
Citizens
Property Insurance Company take out program are
relative newcomers that do not always last.  
Take notice archive.
Switching companies for lower rates is not always the
best idea. A good payment and
claim history (Clue
report) with your current company counts. Many provide
an
accident forgiveness program or a diminishing
deductible that increase in value over time. Also, an
expedited claim or
reinstatement of a cancelled policy is
more likely. Consider these factors, and the quality of the
company, before making a change.
Breaking News:
Local Miami NBC TV brought news about State Farm
Florida car insurance rate hikes of 9%. This comes on
the heels of Allstate’s increases of as much as 16% for
some of their customers. 125,000 of State Farm
policyholders are going to have their home insurance
contract non-renewed and lose a
multi policy discount
applied to their
Florida auto insurance policy adding to
the increase.  
Breaking news archive.
Announcement
During the President’s day holiday weekend our office
will close at 6:00 P.M. on Friday February, 12 and will
reopen on Tuesday February, 16 at 9:00 A. M. As
always, 24 hour claim reporting service is available from
your insurance company. Have a safe journey, buckle
up, and remember that it only takes a little bit of alcohol
to be over the limit.
Announcement archive.
Wally, the Wizard mascot, is an easy way to remember
our Florida site www.
WizardInsurance.com and phone
number 1-877-WIZ-AUTO (949-2886). Clients know
our contact information and we make ourselves
available. Our reputation for excellent customer
service is well known. We provide valuable content,
personal attention, prompt action, reduced cost, and a
hassle free
Florida auto insurance experience.
There’s no better way,
call and get a quote today.
Our clients always come first when we carefully choose
the high quality companies we represent. Customer
applications, which form the basis of the
car insurance
contract, are recorded accurately and explained
completely.
Questions regarding quotes are
encouraged and answered thoroughly. Attention to
detail focused for the benefit of clients is a priority. We
greatly appreciate
our Florida community and are
dedicated to being the best at what we do.
Rate Trends:
Companies across the board continue to increase
Florida car insurance rates. Bristol West (Farmers Group
Insurance) is the latest in our group of companies to
adjust rates. Bristol West is very competitive and stands
to increase their market share in the coming months. The
new rates will be effective February 4, 2010 for
new
business quotes and March 11, 2010 for renewals
Rate trends archive
www.WizardInsurance.com
"Welcome, thanks for calling" - Wally
1-877-WIZ-AUTO (949-2886)