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PIP Options to Lower Quotes
PIP…Personal Injury Protection…is part of your Florida policy whether or not you want the coverage. However, there
are some choices you can make to reduce coverage and lower cost. Learn about the options to find out which
selections will best suit you.
Florida No Fault Facts for the Bare Minimum
The Florida Motor Vehicle No Fault law is the statue that prescribes minimum mandatory car insurance coverage. I f
your simply looking for a quote with what is required and absolutely nothing else then here are the facts you need to
know.
Florida SR22 Details to Reinstate License
Florida form SR-22 contains the documentation required when proof of insurance is needed for drivers license
reinstatement. Not all SR-22’s are exactly the same. Here are the facts you need to get “back on track” with your
license.
FR44 Basic Information for DUI Drivers
If you made a mistake don’t feel bad because it happens all the time. Under the right circumstances just one drink can
cause an illegal blood alcohol level. Here are the facts about FR44 insurance for DUI drivers.
SR-22 / FR-44 Form and Filing to the Bureau of Financial Responsibility
Polices and procedures for completing and submitting these forms are the same. The differences between the two are
the reasons for their necessity and the type and amount of coverage that is required.
Like specialized physicians, we are experts in our field. Focusing on our area of expertise enables us
to provide unmatched value for Florida car insurance, SR22 required coverage and FR44 form filing. Lower
prices are just the beginning in our locally owned and operated agency. You will experience award winning customer
care too. You won’t be sitting on hold waiting to speak to someone when you call us. It's time for a change.
We're here when you need us, so just give us a call for the lowest automobile rates in the state.
Real service from real people
We are 100% locally family owned and operated. Our easy to remember toll free number connects you directly to a
licensed, knowledgeable, family member every time. You will never connect to an automated telephone attendant
because we value your time and your business. Be sure to check out "Why Choose Us"?
We care…We listen…We help. Call now and put your mind at ease.
Enjoy a hassle free experience
We believe clients have a right to a hassle free experience. We are dependable, conscientious, and loyal to our
clients during every part of the hassle free process. Accurate attention to each detail, meticulous record keeping of
all information and comprehensive communication, guarantees the hassle free experience. Customers actively refer
people they care about to our agency. Our reputation for excellent service is well known.
We're here to help
Many agencies and websites offer a wide variety of products to people who live everywhere. More products offered in
more locations do absolutely nothing to enhance value for the consumer. We live, learn, work, and play in this state.
We focus our attention and energy for the benefit of fellow Floridians.
We are well informed and up-to-date with all of Florida's top issues.
Qualified, prepared, and motivated to help our hometown neighbors is our privilege.
Learn the basics before making a purchase - Education is power.
Educated decisions are superior to emotional choices. Humor, sentiment, and fear are the bait used in television
commercials to attract uninformed consumers. We believe that knowledge empowers individuals to choose wisely. A
careful decision is what motivates our customers to choose us. Our agency is dedicated to providing resources that
effectively assist customers in making an educated decision. Remembering our toll free number or navigating our
website is easy. Both are pathways to information you need and deserve to choose wisely.
Clifford Schimek
As the proud owner of the agency, "I stand behind our clients and go the extra mile.” Clients enjoy a level of personal
attention and first class service that most other agencies simply cannot match. I and our entire staff want to be your
personal automobile agent and earn your trust and respect.
Question of the day: September 2nd, 2010 - Have a good day!
My son recently received a DUI, and needs FR-44 insurance. Can I save money by keeping him on my
policy and simply adding the FR-44?
No. If a driver requires a state filing (SR-22 or FR-44), that person must be the primary named insured on the policy
(the only exception is if you are legally married, the policy can be under your spouses name with you as a listed
driver). All additional household members and drivers must be listed on the policy as well. Exclusions are not
permitted in any circumstance, meaning that even if a licensed driver in the household has their own car and
insurance, they still must be listed as a driver on the policy.
Question of the day archive
Understand the different terms used in this state.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Florida Auto Plus Insurance, the first place to call for an affordable quote.
Local map and directions: 9742 Banyan Street Miami, Fl 33157
It's easy to remember
1-877-WIZ-AUTO (949-2886)
www.WizardInsurance.com
PIP…Personal Injury Protection…is part of your Florida policy whether or not you want the coverage. However, there
are some choices you can make to reduce coverage and lower cost. Learn about the options to find out which
selections will best suit you.
Florida No Fault Facts for the Bare Minimum
The Florida Motor Vehicle No Fault law is the statue that prescribes minimum mandatory car insurance coverage. I f
your simply looking for a quote with what is required and absolutely nothing else then here are the facts you need to
know.
Florida SR22 Details to Reinstate License
Florida form SR-22 contains the documentation required when proof of insurance is needed for drivers license
reinstatement. Not all SR-22’s are exactly the same. Here are the facts you need to get “back on track” with your
license.
FR44 Basic Information for DUI Drivers
If you made a mistake don’t feel bad because it happens all the time. Under the right circumstances just one drink can
cause an illegal blood alcohol level. Here are the facts about FR44 insurance for DUI drivers.
SR-22 / FR-44 Form and Filing to the Bureau of Financial Responsibility
Polices and procedures for completing and submitting these forms are the same. The differences between the two are
the reasons for their necessity and the type and amount of coverage that is required.
Like specialized physicians, we are experts in our field. Focusing on our area of expertise enables us
to provide unmatched value for Florida car insurance, SR22 required coverage and FR44 form filing. Lower
prices are just the beginning in our locally owned and operated agency. You will experience award winning customer
care too. You won’t be sitting on hold waiting to speak to someone when you call us. It's time for a change.
We're here when you need us, so just give us a call for the lowest automobile rates in the state.
Real service from real people
We are 100% locally family owned and operated. Our easy to remember toll free number connects you directly to a
licensed, knowledgeable, family member every time. You will never connect to an automated telephone attendant
because we value your time and your business. Be sure to check out "Why Choose Us"?
We care…We listen…We help. Call now and put your mind at ease.
Enjoy a hassle free experience
We believe clients have a right to a hassle free experience. We are dependable, conscientious, and loyal to our
clients during every part of the hassle free process. Accurate attention to each detail, meticulous record keeping of
all information and comprehensive communication, guarantees the hassle free experience. Customers actively refer
people they care about to our agency. Our reputation for excellent service is well known.
We're here to help
Many agencies and websites offer a wide variety of products to people who live everywhere. More products offered in
more locations do absolutely nothing to enhance value for the consumer. We live, learn, work, and play in this state.
We focus our attention and energy for the benefit of fellow Floridians.
We are well informed and up-to-date with all of Florida's top issues.
Qualified, prepared, and motivated to help our hometown neighbors is our privilege.
Learn the basics before making a purchase - Education is power.
Educated decisions are superior to emotional choices. Humor, sentiment, and fear are the bait used in television
commercials to attract uninformed consumers. We believe that knowledge empowers individuals to choose wisely. A
careful decision is what motivates our customers to choose us. Our agency is dedicated to providing resources that
effectively assist customers in making an educated decision. Remembering our toll free number or navigating our
website is easy. Both are pathways to information you need and deserve to choose wisely.
Clifford Schimek
As the proud owner of the agency, "I stand behind our clients and go the extra mile.” Clients enjoy a level of personal
attention and first class service that most other agencies simply cannot match. I and our entire staff want to be your
personal automobile agent and earn your trust and respect.
Question of the day: September 2nd, 2010 - Have a good day!
My son recently received a DUI, and needs FR-44 insurance. Can I save money by keeping him on my
policy and simply adding the FR-44?
No. If a driver requires a state filing (SR-22 or FR-44), that person must be the primary named insured on the policy
(the only exception is if you are legally married, the policy can be under your spouses name with you as a listed
driver). All additional household members and drivers must be listed on the policy as well. Exclusions are not
permitted in any circumstance, meaning that even if a licensed driver in the household has their own car and
insurance, they still must be listed as a driver on the policy.
Question of the day archive
Understand the different terms used in this state.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Florida Auto Plus Insurance, the first place to call for an affordable quote.
Local map and directions: 9742 Banyan Street Miami, Fl 33157
It's easy to remember
1-877-WIZ-AUTO (949-2886)
www.WizardInsurance.com
Florida quotes for all drivers.
We are Independent insurance agents offering
personalized service and choice from among the best
companies. Once you’re a client, we never take it for
granted that renewal rates offered are automatically the
lowest. Frequent shopping to find better quotes is
continuous and adds up to BIG savings long-term.
We are Independent insurance agents offering
personalized service and choice from among the best
companies. Once you’re a client, we never take it for
granted that renewal rates offered are automatically the
lowest. Frequent shopping to find better quotes is
continuous and adds up to BIG savings long-term.
Florida Auto Plus Insurance Agency
1-877-WIZ-AUTO (949-2886)
September 2nd, 2010
1-877-WIZ-AUTO (949-2886)
September 2nd, 2010
Local auto insurance in Florida cities throughout the
State is our specialty, and all drivers are respected
regardless of their situation. Life happens; we’re not
here to judge you. We assist residents with Florida DUI
insurance and provide a binder for insurance and
payment plan options with our quote.
State is our specialty, and all drivers are respected
regardless of their situation. Life happens; we’re not
here to judge you. We assist residents with Florida DUI
insurance and provide a binder for insurance and
payment plan options with our quote.
“Ultra preferred” drivers find the best rates here too and
we’re always on the “lookout” for a lower car insurance
quote at renewal. We follow a five step strategy that will
keep your Florida auto insurance cost low for life. Join us
for a better rate now and stay for the genuine service
and ongoing commitment. We want to help you.
we’re always on the “lookout” for a lower car insurance
quote at renewal. We follow a five step strategy that will
keep your Florida auto insurance cost low for life. Join us
for a better rate now and stay for the genuine service
and ongoing commitment. We want to help you.
Take Notice:
Attention: customers who have personal watercrafts
insured with Progressive now have the option to add
the much anticipated Onwater Towing and Labor
coverage. This policy enhancement covers up to
$2,500 of towing and labor costs per incident. The
best part is: there is absolutely no deductible that
needs to be met, so the coverage has no out of
pocket expense required at time of usage. Now that’s
worry free protection and security!
Take notice archive.
Attention: customers who have personal watercrafts
insured with Progressive now have the option to add
the much anticipated Onwater Towing and Labor
coverage. This policy enhancement covers up to
$2,500 of towing and labor costs per incident. The
best part is: there is absolutely no deductible that
needs to be met, so the coverage has no out of
pocket expense required at time of usage. Now that’s
worry free protection and security!
Take notice archive.
Switching companies for lower rates is not always the
best idea. A good payment and claim history (Clue
report) with your current company counts. Many provide
an accident forgiveness program or a diminishing
deductible that increase in value over time. Also, an
expedited claim or reinstatement of a cancelled policy is
more likely. Consider these factors, and the quality of the
company, before making a change.
best idea. A good payment and claim history (Clue
report) with your current company counts. Many provide
an accident forgiveness program or a diminishing
deductible that increase in value over time. Also, an
expedited claim or reinstatement of a cancelled policy is
more likely. Consider these factors, and the quality of the
company, before making a change.
Breaking News:
Effective July 1st, 2010 cameras installed in traffic lights -
“traffic infraction detectors” will be used to enforce red
light violations. Within 30 days of the traffic infraction, an
initial violation notice will be mailed to you. If not paid
within 60 days, a traffic citation will be issued. Of course,
you have the right to examine the photographic evidence
for yourself. The fine for running a red light is $158 for
the first offense.
Breaking news archive.
Effective July 1st, 2010 cameras installed in traffic lights -
“traffic infraction detectors” will be used to enforce red
light violations. Within 30 days of the traffic infraction, an
initial violation notice will be mailed to you. If not paid
within 60 days, a traffic citation will be issued. Of course,
you have the right to examine the photographic evidence
for yourself. The fine for running a red light is $158 for
the first offense.
Breaking news archive.
Announcement
In observance of this upcoming Labor Day Holiday
weekend, our office will close at 6:00 P.M. on Friday
September, 3rd and will reopen on Tuesday
September, 7th at 9:00 A.M. As always, 24 hour claim
reporting service is available from your insurance
company. Have a safe journey, buckle up, and
remember that it only takes a little bit of alcohol to be
over the limit. If you're interested in obtaining a free rate
quote while we're out of the office, you now can quote
yourself right from home!
Announcement archive.
In observance of this upcoming Labor Day Holiday
weekend, our office will close at 6:00 P.M. on Friday
September, 3rd and will reopen on Tuesday
September, 7th at 9:00 A.M. As always, 24 hour claim
reporting service is available from your insurance
company. Have a safe journey, buckle up, and
remember that it only takes a little bit of alcohol to be
over the limit. If you're interested in obtaining a free rate
quote while we're out of the office, you now can quote
yourself right from home!
Announcement archive.
Wally, the Wizard mascot, is an easy way to remember
our Florida site www.WizardInsurance.com and phone
number 1-877-WIZ-AUTO (949-2886). Clients know
our contact information and we make ourselves
available. Our reputation for excellent customer
service is well known. We provide valuable content,
personal attention, prompt action, reduced cost, and a
hassle free Florida auto insurance experience.
There’s no better way, call and get a quote today.
our Florida site www.WizardInsurance.com and phone
number 1-877-WIZ-AUTO (949-2886). Clients know
our contact information and we make ourselves
available. Our reputation for excellent customer
service is well known. We provide valuable content,
personal attention, prompt action, reduced cost, and a
hassle free Florida auto insurance experience.
There’s no better way, call and get a quote today.
Our clients always come first when we carefully choose
the high quality companies we represent. Customer
applications, which form the basis of the car insurance
contract, are recorded accurately and explained
completely. Questions regarding quotes are
encouraged and answered thoroughly. Attention to
detail focused for the benefit of clients is a priority. We
greatly appreciate our Florida community and are
dedicated to being the best at what we do.
the high quality companies we represent. Customer
applications, which form the basis of the car insurance
contract, are recorded accurately and explained
completely. Questions regarding quotes are
encouraged and answered thoroughly. Attention to
detail focused for the benefit of clients is a priority. We
greatly appreciate our Florida community and are
dedicated to being the best at what we do.
Rate Trends:
In order to reflect industry trends, inflation, and loss-
ratios, most of the major competitors in the auto
insurance market are having rate adjustments. These
changes will result in an overall increase, however,
some customers may experience decreases based on
their specific policy characteristics. GMAC’s adjustments
will take effect on July14th, Progressive’s adjustments
on July 15th, and Mercury’s on August 5th.
Rate trends archive
In order to reflect industry trends, inflation, and loss-
ratios, most of the major competitors in the auto
insurance market are having rate adjustments. These
changes will result in an overall increase, however,
some customers may experience decreases based on
their specific policy characteristics. GMAC’s adjustments
will take effect on July14th, Progressive’s adjustments
on July 15th, and Mercury’s on August 5th.
Rate trends archive
www.WizardInsurance.com
"Welcome, thanks for calling" - Wally
1-877-WIZ-AUTO (949-2886)
Saving Money, Minimum Requirements, and License Reinstatement Article Links...
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
| Be Sure to Visit our Resource Guide to learn even more Cheap Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
1-877-WIZ-AUTO (949-2886)